Terms & Conditions
Welcome to Express Funded!
These terms and conditions outline the rules and regulations for the use of Express Funded LLC’s website, located at https://expressfunded.com.
By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use Express Funded if you do not agree with the terms and conditions stated on this page.
1. Legal Entity Details
Express Funded LLC is the legal entity that owns and operates the website https://expressfunded.com.
- Owner: Express Funded LLC
- Physical Business Address:
Express Funded LLC
10-22 Westlands Blvd
West Legon Road, Haatso
Accra, Ghana
- Website: https://expressfunded.com
2. Terminology
The following terminology applies to these Terms and Conditions, Privacy Policy, and Disclaimer Notice:
- “Client”, “You”, and “Your” refer to you, the person accessing this website and agreeing to the Company’s terms and conditions.
- “The Company”, “Ourselves”, “We”, “Our”, and “Us” refer to Express Funded LLC.
- “Party”, “Parties”, or “Us” refers to both the Client and ourselves.
All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of providing our services in accordance with and subject to prevailing law.
3. AML (Anti-Money Laundering) Policy
At Express Funded LLC, we take the responsibility of preventing money laundering and terrorist financing very seriously. Our AML Policy outlines the procedures and controls we have in place to detect and prevent such activities.
- Compliance with Laws: We comply with all relevant AML laws in Ghana and other jurisdictions where we operate.
- Customer Due Diligence (CDD): We verify the identity of our clients and assess the risk of money laundering or terrorist financing.
- Suspicious Activity Reporting: We report suspicious activities to relevant authorities in accordance with Ghanaian law.
- Record Keeping: We maintain records of all transactions, customer details, and verification processes for a minimum of five years or as required by law.
- Employee Training: All employees are trained on AML policies and procedures to ensure compliance and awareness.
4. KYC (Know Your Customer) Policy
In line with regulatory requirements, Express Funded LLC implements a comprehensive KYC Policy to ensure the legitimacy of our clients and their funds.
- Customer Identification: We collect and verify client identification documents (such as government-issued ID and proof of address) before entering into any business relationship.
- Risk Assessment: We evaluate the risk posed by clients and conduct enhanced due diligence (EDD) where necessary.
- Ongoing Monitoring: We continuously monitor account activities and update client records to ensure the accuracy of our data.
- Record Keeping: KYC records are retained for at least five years or as required by law.
5. Cookies
We use cookies to enhance user experience. By accessing Express Funded, you agree to the use of cookies in line with our Privacy Policy.
Most interactive websites use cookies to retrieve user details for each visit. Cookies are employed by our website to enable certain functionalities. Some of our affiliate/advertising partners may also use cookies.
6. Intellectual Property
Unless otherwise stated, Express Funded LLC and/or its licensors own the intellectual property rights for all material on Express Funded. All intellectual property rights are reserved. You may access this from Express Funded for your personal use, subject to restrictions outlined in these terms and conditions.
You must not:
- Republish material from Express Funded
- Sell, rent, or sub-license material from Express Funded
- Reproduce, duplicate, or copy material from Express Funded
- Redistribute content from Express Funded
7. User Comments
This website may offer opportunities for users to post comments or opinions. Express Funded does not filter, edit, publish, or review Comments before they appear on the website. Comments reflect the views of the individual who posted them and do not represent the views of Express Funded LLC.
Express Funded reserves the right to monitor all Comments and remove any that are deemed inappropriate, offensive, or in breach of these Terms and Conditions.
By posting Comments, you warrant and represent that:
- You have all necessary licenses and consents to post the Comments on our website.
- The Comments do not infringe upon any intellectual property right.
- The Comments do not contain defamatory, libelous, offensive, indecent, or unlawful material.
- The Comments will not be used for commercial solicitation or unlawful activity.
You hereby grant Express Funded LLC a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit any of your Comments in any and all forms, formats, or media.
8. Hyperlinking to Our Content
The following organizations may link to our website without prior written approval:
- Government agencies
- Search engines
- News organizations
- Online directory distributors, when linking similarly to other listed businesses
- System-wide Accredited Businesses, excluding non-profit organizations, charity shopping malls, and charity fundraising groups
These organizations may link to our home page or other website information as long as the link: (a) is not deceptive, (b) does not imply false sponsorship, endorsement, or approval, and (c) fits within the context of the linking party’s site.
We may consider link requests from other organizations based on various criteria, such as the nature of the organization and its alignment with our interests.
9. Content Liability
We are not responsible for any content that appears on external websites linking to ours. You agree to protect and defend us from any claims arising from your website content. No link(s) should appear on any website that could be interpreted as libelous, obscene, criminal, or violating any third-party rights.
10. Reservation of Rights
We reserve the right to request the removal of any link to our website and to amend these terms and conditions or our linking policy at any time. By continuing to link to our website, you agree to be bound by these Terms and Conditions.
11. Removal of Links from Our Website
If you find any link on our website that you find offensive for any reason, you are free to contact us. We will consider requests to remove links but are not obligated to do so or to respond to you directly.
We do not guarantee that the information on this website is correct, complete, or up to date. We reserve the right to change or update any information without notice.
12. Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
- Limit or exclude our or your liability for death or personal injury.
- Limit or exclude our or your liability for fraud or fraudulent misrepresentation.
- Limit our or your liabilities in any way that is not permitted under applicable law.
- Exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and exclusions of liability set in this section and elsewhere in this disclaimer govern all liabilities arising under the disclaimer, including liabilities arising in contract, tort, and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
13. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Ghana. Any disputes arising from these terms shall be resolved in the courts of Ghana.
14. Contact Information
For any questions about these Terms and Conditions, please contact us at:
Email: support@expressfunded.com
Address:
Express Funded LLC
10-22 Westlands Blvd
West Legon Road, Haatso
Accra, Ghana
